But as its popularity increases, so do the risks, with more and more people trying to rip it off with their money or stealing his map data. Fortunately, if you follow some simple rules, you can have a safe online shopping experience. Check your bank and credit card statements regularly to make sure you are properly charged. Watch out for supplier costs that you do not recognize and report them to the card company immediately. Most credit cards issue a refund and a new account number immediately after a fraudulent transaction.
Debit cards provide direct access to bank accounts to which they are linked and are not covered by credit card fraud insurance. Fraudulent credit card transactions do not affect your bank account and many credit card companies do not hold any liability for fraudulent charges. Debit cards immediately debit the money for the transaction from your account and you are responsible for big parcel delivery recovering the money. That said, there are still plenty of scams, threats and bad reputation websites, which means you still have to think about how to shop safely online. We have five online shopping security tips to help you before making your next online purchase. Plus a list of the best online store credit cards to help you get rewards from your favorite online retailers.
Some credit card issuers give you a temporary card number associated with your credit card account. That means you don’t get any money if a criminal uses your account information to make a purchase. Your credit card company asks questions, investigates fraudulent activities and sends you a new card. However, you should not forget that your credit card number is static. It doesn’t change unless you close and reopen an account, and once your credit card information is online it could be compromised if it falls into the wrong hands. Contact your bank to see if an automatic feature is offered to alert you to suspicious account activities.
Under federal law, retailers must ship items within specified dates or within 30 days if the shipping date is not specified in the transaction. Visit sites like CyberMonday.com (Cyber Monday is the Black Friday version of online retailers) to become addicted to online deals. There are also full blogs: MightyGoods.com and FindGift.com are great places to get your online shopping, dedicated to adding gift lists. Often, however, a simple Google search for the item you want will yield even better deals.
To protect confidential information such as credit card numbers, you want to buy the internet connection from your home if possible. Try to avoid shopping when you are connected to a public Wi-Fi network or when using a public computer, such as a library computer. Public computers and Wi-Fi networks have a slightly higher risk of hacking, which can compromise your information. It is normal for online retailers to ask for additional details and preferences to make their online shopping experience more personal.